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No Interest Home Repair Loans

The Office of Housing’s Home Repair Loan Program provides no-interest loans to qualified low- and moderate-income Seattle homeowners for needed repairs.

Seattle Public Utilities customers who qualify can find help with costly repairs to the following:

  • Side sewer
  • Water line
  • Plumbing
  • Hot water heater

Eligibility is based upon the number of household members and total household income. Maximum monthly income* for home repair loans:

1 person $3,733 5 person $5,758
2 person $4,266 6 person $6,187
3 person $4,800 7 person $6,612
4 person $5,333 8 person $7,041

* Total gross income of household, before taxes and deductions; figures are updated annually.

For a pre-screening to see if you qualify, please call 206-684-0458 or email